Bicycle insurance

Bicycle insurance

Now you no longer need to worry about your bicycle. ERV pojišťovna offers a wide range of insurance for your bicycle the world over with insurance claims handled quickly and easily over the internet.


  • Wide range of insurance coverage (theft, robbery and damage).
  • Coverage of unplanned expenses for purchasing a new bicycle.
  • We do not take depreciation into consideration, in the event of damage, you receive a voucher for a new product.
  • Quick (within 7 days) and easy (on-line) handling of the insurance claim.
  • Insurance valid the world over (including CZ).

For whom is bicycle insurance worth buying?


  • All those who don't want to worry about their bicycle.
  • All those looking for a wide range of insurance coverage.
  • All those who prefer quick and easy handling of insurance claims.


Basic data


Insurance Coverage
Maximum sum insured (proce of the bicycle)100 000 CZK
Maximum benefit in the event of theft from the open space50 000 CZK
Deductible on all insured events10 % (min. 1 000 CZK)
Deductible in the event of damage or destruction during an accident20 % (min. 1 000 CZK)
Area of coverworldwide, CZ inc.


Insured sum1 Year2 Years
up to 10 000 CZK690 CZK990 CZK
up to 15 000 CZK990 CZK1 590 CZK
up to 20 000 CZK1 390 CZK2 190 CZK
up to 25 000 CZK1 790 CZK2 890 CZK
up to 35 000 CZK2 390 CZK3 790 CZK
up to 50 000 CZK2 990 CZK4 790 CZK
up to 75 000 CZK4 390 CZK6 990 CZK
up to 100 000 CZK6 190 CZK9 790 CZK


What does the insurance cover


  • Theft from building or open space.
  • Theft from car or bike rack.
  • Robbery.
  • Accidental damage or destruction.
  • Damage or destruction during transport.
  • Vandalism.

What is not covered by the insurance


  • Theft from car or bike rack from 10 PM to 6 AM.
  • Theft from open space from 10 PM to 6 AM.
  • Damages to the accessories (speedometer, light, carrier).
  • Damages covered by warranty.

Deductible


The insurance benefit is always deducted by 10 % of the price of the bicycle (at least CZK 1 000). If the bicycle was damaged or destroyed in accident, the deductible is 20 %.

Older bicycles


You can insure your bicycle whenever after its purchase. However, when you are arranging the insurance, the bicycle must not be older than 2 years. You can get it insured at the partner shops where they will check the bicycle, review its invoice and issue the contract.

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